Tag: Financial Independence

Aiming Higher, or the Case for “One More Year”

I recently received a promotion and a sizable bonus. And just like that, I’ve now technically achieved financial independence based on my target net worth of >35x annual expenses. But, although I’ve achieved one of my main financial goals, I’m still not ready to quit....

Otium Goals: Investor Policy Statement

The ongoing coronavirus pandemic and market volatility has upended life as we know it and has motivated me to take stock of our current situation and plans during these uncertain times, which led to creating this Investor Policy Statement (IPS). ...

Otium in the Time of COVID-19: Initial Lessons and Observations

It's been nearly a month since my company proactively mandated that employees work from home. All businesses in my area, except for grocery stores and other essential places, have been shut down.

I'm still getting used to this new normal. But, this unexpected change has given me a new perspective...

Below the Surface

When I started this blog, I often actively thought about quitting my job, although I continue to put off acting on that urge. However, occasionally -- like now -- the urge to quit subsides. Like a creature who lies below the surface of water, the desire to quit is...

Should I Quit Now or Later?

These days, I often think about how much longer I should (and can) stay at my current job. Staying would certainly help my goal of pursuing otium and financial independence. But at what cost? Is financial independence worth sticking it out for a few more years, or should I...

Hello FIRE, My Old Friend

I first heard about the term FIRE, in reference to the Financially Independent, Retiring Early (or Financial Independence, Retire Early) community, about one year ago. Discovering that community was like finding long-lost family that I hadn't known existed. ...

Are We There Yet?

Not yet. And, since we're here, I might as well define "there," so we know where we're going...

Recognizing Water, Part 1

There are these two young fish swimming along and they happen to meet an older fish swimming the other way, who nods at them and says "Morning, boys. How's the water?" And the two young fish swim on for a bit, and then eventually one of them looks over...

The Last Days of Negotium

The title of this blog is inspired by an idea from the ancient Greeks and Romans two millenia ago. Namely, that the desired state of humanity is otium, a Latin word that refers to "leisure" time or, more precisely, being in control of one's own time....